Funding Services

Shyne offers a comprehensive range of business funding solutions designed for flexibility, clarity, and speed. As a direct lender, we structure capital around your business realities — not around rigid lending templates.

Working Capital Loans

Flexible funding for daily operations, inventory management, payroll, and general business expenses. Working capital keeps your business running smoothly through seasonal fluctuations and unexpected opportunities.

  • Amounts from $25,000 to $500,000
  • Terms structured around your cash flow cycle
  • Fast approval and funding process
  • No collateral required for qualified businesses
  • Ideal for managing seasonal inventory or bridging revenue gaps

Equipment Financing

Acquire the machinery, vehicles, technology, and equipment your business needs without depleting working capital reserves. Equipment financing allows you to preserve liquidity while upgrading operational capacity.

  • Finance new or used equipment
  • Equipment serves as collateral
  • Flexible terms matching equipment useful life
  • Tax advantages through depreciation
  • Supports manufacturing, transportation, construction, and medical practices

Commercial Real Estate Financing

Financing for property acquisition, refinancing existing commercial real estate, or expanding your physical footprint. We understand that real estate is both a business asset and a long-term investment.

  • Purchase or refinance owner-occupied properties
  • Investment property financing
  • Terms up to 25 years
  • Competitive rates for strong borrowers
  • Experience with retail, office, industrial, and mixed-use properties

Revenue-Based Financing

Capital tied directly to your revenue performance, providing flexibility that scales with your business cycle. Repayment adjusts based on revenue — higher payments during strong months, lower during slower periods.

  • Repayment tied to a percentage of daily or monthly revenue
  • Ideal for businesses with seasonal or variable cash flow
  • No fixed monthly payments
  • Fast funding for qualified applicants
  • Works well for retail, restaurants, and service businesses

Business Line of Credit

Revolving credit access that you can draw on as needed, paying interest only on what you use. A line of credit provides the financial flexibility to seize opportunities or manage unexpected expenses.

  • Access capital on-demand up to your credit limit
  • Pay interest only on funds drawn
  • Reuse capacity as you repay
  • Ideal for managing cash flow gaps or seasonal needs
  • Available for businesses with established revenue and credit history

Expansion Capital

Larger funding amounts designed for significant growth initiatives — opening new locations, entering new markets, acquiring competitors, or launching new product lines. Expansion capital fuels strategic growth.

  • Amounts from $100,000 to $2,000,000+
  • Longer terms for strategic investments
  • Structured around projected growth and ROI
  • Experienced guidance on expansion planning
  • Works with your existing lenders and investors

Bridge Financing

Short-term capital to bridge timing gaps — awaiting a large contract payment, refinancing existing debt, or transitioning between longer-term financing solutions. Bridge loans solve immediate liquidity needs.

  • Quick funding for time-sensitive opportunities
  • Terms typically 3-12 months
  • Flexible repayment tied to your liquidity event
  • Ideal for contract-based businesses
  • Can be structured with interest-only payments

Invoice Financing

Convert outstanding invoices into immediate working capital. If your business extends net-30 or net-60 payment terms to customers, invoice financing eliminates the wait for cash flow.

  • Receive up to 90% of invoice value immediately
  • No debt on your balance sheet
  • Maintain customer relationships (non-notification available)
  • Ideal for B2B businesses with creditworthy clients
  • Scalable as your sales grow

Our Process

01

Initial Inquiry

Share basic information about your business and capital needs.

02

Consultation

Discuss your objectives, timeline, and best financing structure.

03

Documentation

Submit financial statements and supporting documents.

04

Approval

Receive credit decision and transparent terms.

05

Funding

Capital delivered to your business account.

Let's Discuss Your Needs

Every business has unique capital requirements. Let's find the right financing structure for yours.

Contact Shyne